Matthews · First-Time Buyers
First-Time Buyers in Matthews: A First Home in a Small Town
No surprises on your first home. Every step of a North Carolina purchase is explained before it happens, from the due diligence fee to the closing attorney.
First-Time Home Buyers in Matthews: What Fits
First-time home buyers in Matthews usually find the most practical starting point in its moderately sized neighborhoods. Matthews Plantation, built from 1991 to 2001, has homes of roughly 2,100 to 3,300 square feet with a clubhouse, green spaces and walking paths. Matthews also gives a first home something not every suburb has: a small downtown with shops, restaurants and a library branch.
The homes here have some age, so a first-time buyer should plan for a careful inspection and a due diligence period long enough to act on what it finds.
Talk With Us About Your First Home
Why Matthews First-Time Buyers Work With Us
Carolina Signature Properties explains North Carolina's rules before they matter. You usually pay the seller a due diligence fee for a set period to inspect and decide, and the seller generally keeps it if you walk away. Earnest money is held by the closing attorney, whom you choose and pay. We help you set a fee you are prepared to lose.
The Buyer Position Review covers what a lender will approve, what you want to spend monthly, HOA dues included, and cash to close. Ask your lender about down payment assistance through the North Carolina Housing Finance Agency and local programs. Getting ready covers the first step.
Your First Purchase in Matthews
- Numbers first. Monthly budget and cash to close.
- Older-home checklist. Roof, HVAC, water heater and windows.
- School assignment. Charlotte-Mecklenburg Schools, confirmed by address.
- Offer you understand. Every term explained.
- Due diligence used well. Inspections and quotes before the deadline.
Life Around a First Home in Matthews
Matthews Alive fills downtown every Labor Day weekend, and the Four Mile Creek Greenway, Purser-Hulsey Park and the Sportsplex give weekends plenty to do. Novant Health Matthews Medical Center is in town, and uptown Charlotte is about 11 to 12 miles away on US 74.
For a newer first home nearby, first-time buyers in Mint Hill covers townhomes near downtown Mint Hill. Talk with us about your first home in Matthews, and no question is too basic.
Frequently Asked Questions
Which Matthews neighborhood suits a first home?
Matthews Plantation has the most moderate home sizes among the Matthews neighborhoods we cover, roughly 2,100 to 3,300 square feet.
What should I check on an older home in Matthews?
The roof, HVAC, water heater and windows, which may be original or replaced. The inspection during due diligence tells you which.
Is there down payment help?
The North Carolina Housing Finance Agency and some local programs offer assistance to qualifying buyers. Your lender can confirm.
Matthews
What first-time buyers looks like in Matthews
A small town that runs straight into Charlotte, with a downtown of its own and more shopping and restaurants close to home.
- The homes
- A small town that runs straight into Charlotte: driving between the two, you can hardly tell where one ends and the other begins. It sits between Charlotte and Indian Trail.
- Why people choose it
- Buyers who want what draws people to Mint Hill, an easy drive into Charlotte, but with more shopping and restaurants close to home.
- Schools people ask about
- Charlotte-Mecklenburg Schools, including Matthews, Crown Point and Elizabeth Lane elementaries and David W. Butler High. Assignment depends on the address.
- Getting around
- About 11 to 12 miles from uptown Charlotte. US 74 and I-485 serve Matthews, and NC 51 runs through town and connects with US 74.
- Nearby
- Downtown Matthews and its library branch; Matthews Alive, the Labor Day festival and parade; Novant Health Matthews Medical Center; the Four Mile Creek Greenway, the Matthews Heritage Trail, Purser-Hulsey Park and the Sportsplex.
- The trade-off
- The fair comparison is with Charlotte and Mint Hill, not Harrisburg. Next to Mint Hill there is very little difference, except that Matthews has more shopping and restaurants.
First-Time Buyers: keep exploring
Ready to make your move with Carolina Signature Properties?